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14 Tottenham Court Road, London, England
(102) 3456 789 / info@joshwilliam.com
Your account will be activated within one working day.
An activation email will follow
These terms and conditions apply to YOUR INTERPAY Virtual Account (Interpayservices). You must read them carefully.
In these terms and conditions “you” means the named Interpay Account holder and the authorised user of Interpay Account.
“We”, “us” or “our” means Interpay.
“Website” means our website at www.interpayservice.com
# | Fees |
---|---|
1 | One time set up fee $199 |
2 | Monthly account fee $9 |
3 | Cart-Top up card to card 2% |
4 | Credit/Debit card top up 5% |
5 | ATM Withdrawal $15 |
6 | Return to bank account $25 |
# | Limits |
1 | 3 Deposits a day |
2 | USD10k or SGD10 per deposit |
3 | Cap of USD50k or SGD50k max in each account |
5.5.Any pre-authorised transaction on an account that has been replaced and has yet to be completed will automatically be cancelled. You will have to ensure that sufficient funds are available and to inform the retailer or merchant to perform the pre-authorisation transaction again on the replacement account.
5.6.Authorisation will be requested for all transactions at the time of each transaction. In the unlikely event, for any reason whatsoever, a transaction is completed when there are insufficient funds on the Interpay Account for that transaction (“Shortfall”), the Shortfall shall be reimbursed by you unless it is due to an error on the part of the retailer where the Interpay Account was presented, in this circumstance we may seek the Shortfall from the retailer/merchant.
5.7.You agree that once this Shortfall is made known to you, we may charge you for the Shortfall amount. We may deduct the amount of the shortfall from any other Interpay Account(s) that you hold with us. Until we are reimbursed the Shortfall, we may suspend YOUR INTERPAY Account(s). In addition, we reserve the right to charge you an administration fee for each transaction that you make using YOUR INTERPAY Account that results in a Shortfall or increases the Shortfall amount on YOUR INTERPAY Account.
6.4.When we issue a renewal Interpay Account we may charge a fee. Please see the Fees and Charges Guide.
6.5.We may terminate your account by for reasons such as but not limited to the following:
6.5.1.if this agreement or your account expires on a set date and we have not agreed on renewal;
6.5.2.if there is any breach on the terms and conditions of this agreement, or if you repeatedly breach the agreement and fail to resolve the matter in a timely manner;
6.5.3.if you act in a manner that is threatening or abusive to our staff, or any of our representatives;
6.5.4.if you fail to pay the fees or charges you have incurred, or fail to put right any shortfall; and/ or
6.5.5.in the event of your demise.
6.6.We may also cancel or suspend your account immediately if we suspect that YOUR INTERPAY Account is deliberately being used to commit fraud or other illegal purposes. In the event where we cancel or suspend your account, we will inform you as soon as practicable. The balance in YOUR INTERPAY Account may then be withheld until any investigation is concluded. If YOUR INTERPAY Account is cancelled, we will immediately block YOUR INTERPAY Account for security reasons. You will not be entitled to a refund of money you have already spent on transactions authorised, or pending or any fees for use of the Interpay Account before YOUR INTERPAY Account is cancelled or expired.
FUND PROTECTION
As a responsible e-money issuer Interpay Pte. Ltd. ensures that once we have received your funds, they are deposited in a secure account with a deposit bank, specifically for the purpose of redeeming transactions made by YOUR INTERPAY Account. In the event that Interpay Pte. Ltd. becomes insolvent, funds that you have loaded which have arrived with and been deposited by Interpay Pte. Ltd. are protected against the claims made by our creditors.
I wonder if there’s any reason why the same can’t be said for simply staying up later? If it’s about time to do nothing, or to exercise, or to be bored, you would assume the same can be achieved at 1am when you haven’t slept yet as it can at 5am when you’ve just gotten up.